The best car insurance company in Georgia is different for every driver. When selecting a car insurance company, you will need to balance price, customer service, and your unique needs. Weighing each of these different factors is a personal decision, and the best car insurance company for you will likely change over time. Luckily, you can always switch car insurance companies if your needs change! We discuss the strengths of several car insurance companies depending on your unique needs.
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Best Cheap Car Insurance Company in Georgia
Georgia Farm Bureau
Georgia Farm Bureau was founded in 1937 by a group of 50 farmers and has grown into one of the largest insurers in Georgia. Unlike other car insurance companies on our list, Georgia Farm Bureau has still kept its local roots with a focus on the Georgia market.
According to research by The Zebra, drivers insured by Georgia Farm Bureau pay the lowest average premium for insurance compared to other Georgia drivers. In fact, Georgia Farm Bureau’s average rate is far below much larger competitors, such as Geico and State Farm! If you are focused on getting the lowest rate possible – and especially if you appreciate a local presence – Georgia Farm Bureau is a great insurance company to consider.
Best Car Insurance Customer Satisfaction in Georgia
Amica National
Amica National was founded in 1907 in Boston and is the oldest mutual car insurance company in the United States. Every year, JD Power conducts a series of surveys on top insurance companies to determine which has the best claims and digital insurance customer experiences. In 2022, Amica National took the top spot in both of these surveys, beating out some of the largest and most well-known car insurance companies in America (including Allstate, Farmers, and State Farm).
Picking a car insurance company like Amica could be a great idea because when you need to make a claim, you will undoubtedly want to work with an insurance company that has your back! When you need your insurance company, you will thank yourself for picking a car insurance company that makes the process easy.
Best Car Insurance Company in Georgia for Military
USAA
USAA was founded in 1922 by a group of army officers and has grown today into the largest insurer solely focused on the American military and their families. Unlike other insurance companies on our list, USAA’s focus on the military means that not everyone can purchase a policy.
In order to purchase insurance with USAA, you must be 1) a current or retired service member; 2) the spouse of a current or retired service member; or 3) your parent must have been a USAA member (see USAA’s website for more details on membership). If you fit these requirements though, you will benefit greatly. USAA has one of the highest customer satisfaction scores and offers one of the cheapest car insurance rates in Georgia!
Best Car Insurance Company in Georgia for Young Drivers
Geico
Geico is one of the oldest and most well-known car insurance companies in America. Geico was initially founded in 1936 and has since grown to be the third-largest car insurance company in Georgia.
Geico is known for providing highly competitive quotes for young drivers and also receives very strong scores for customer experience and satisfaction. If you are a young driver, or have one in your household, Geico might be the best car insurance company in Georgia for you!
Best Car Insurance Company in Georgia for Seniors
The Hartford
The Hartford was founded in 1810 as a fire insurance company and expanded into car insurance in 1913. Today, The Hartford is one of the largest car insurance companies in America and offers competitive insurance products in Georgia.
While The Hartford can be a great car insurance option for any Georgia driver, they are a particularly good option for seniors. Since 1984, The Hartford and AARP have had a unique partnership where The Hartford provides custom-built and significantly discounted car insurance policies to AARP members. This partnership allows seniors to get discounts of up to 10% on their insurance policies as well as unique coverage options.
